With the new 64 bit pcsx2, this game is now missing the reflections on the car with the software renderer. The last version to emulate the car textures properly was pcsx2 1.7.0 1877.
drive.google.com/file/d/1o5r6e0Rc7shyDpOr1GhifruHLyeEcxPz/view?usp=sharing
On 1.7.0 1877, it looks like this, which has proper reflection.
drive.google.com/file/d/1o5r6e0Rc7shyDpOr1GhifruHLyeEcxPz/view?usp=sharing
On 1.7.0 1877, it looks like this, which has proper reflection.