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Whenever I try to start Xenosaga II or anyother game, it says somethiong like Failed to load file memcards/mcd001.ps2. I have looked for the answer and cant find it. Thanx

Try salvaging whats left with that memory card.....Use MYMC to transfer contents of that memcard to a freshfly formatted PCSX2 memcard and run the game.

Try going into the bios configuration by using the cdvdnull cdvd plugin and doing a "run > execute" then format the memory cards there.